Maximum purchase price
Before you start collecting listings: work out the price your income and equity really stretch to. It saves you viewings in the wrong segment.
The limit is the highest purchase price at which the load stays under 33 % of your income and your equity covers the 20 %.
Your income would allow more: with around CHF 71'429 in additional equity, your limit keeps rising.
Run the full buying checkKnowing your limit means searching better
If you know your price limit, you filter listings properly, don't fall in love with the unaffordable and negotiate from a clear position. And the other way round: if the limit sits above your target price, you know you have room to bid before the financing tips over.
From the limit to a specific property
The price limit is the first filter. With a specific property, purchase costs, the condition of the building, location and noise come into play. That's exactly what the buying check is for: it runs the numbers on a real listing and tells you which questions to ask at the viewing.
Frequently asked questions
Calculating is the start. Checking is the point.
The buying check takes a specific property apart: affordability, equity, purchase costs, risks and the questions for the viewing. Free, no sign-up.
Check a property nowMore calculators
All values are reference values based on standard Swiss banking practice (SBVg minimum requirements), not financial advice. Individual banks calculate differently; what's binding is always your bank's offer.